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Bacchus Insurance Group
BACCHUS INSURANCE GROUP
Bacchus Insurance Group (BIG) can provide a full line of Health, Life, Home,
Auto and Business Insurance - and offer discounts for which you may qualify.
BIG has long been known for our expertise in the Health Insurance Marketplace.
Contact us for details...

IN MY 19 YEARS OF SELLING INSURANCE...

11/21/2017

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I remember how nervous I was in July, 1998 when I scheduled my exam to take my health and accident insurance licensing exam.  I wondered if the classroom time spent going over practice tests would help.  Well, it's pretty obvious they did!  I passed on the first try and have held my insurance license since that time. 

During that time, I was working with a Corporate 500 company and sold individual health and dental insurance plans.  I was a Telephone Sales Representative and spoke with hundreds of prospects a week about their insurance/dental options.  We covered deductibles, coinsurance, co-pays, prescriptions, in-networks, lifetime maximums, maternity care, you name it. 

Health Insurance is such a vital factor in overall health and financial planning.  An unexpected medical experience can cost upwards of hundreds of thousands of dollars.  Not to mention the health conditions that can arise or worsen due to lack of medical attention.  Health Insurance is there for us when we have a newborn, receive chemotherapy, mammogram, ambulance and flu shots, among other things.  I have always enjoyed speaking with my clients and being able to offer them options to assist in their health and well being.

I must say, the conversation in this age of Affordable Care Act (ACA), Obamacare, Trumpcare, Repeal & Replace has changed all of that!  I have delivered more 50%+ renewal increases in this last couple of weeks than I care to mention.  I sit down with clients and am forced to share premiums with them that I don't believe I could afford.  This may be the first time in my 19 years that I am truly ashamed and embarrassed by this business.  The insurance industry has to do better in assuring that Americans have viable, affordable options for healthcare. 

Do you have questions about your health insurance options?  Click below to take the first steps:
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    Author

    Shantel S. Bacchus is the founder of Bacchus Insurance Group.  She is a licensed and exchange certified health insurance agent, is currently studying for her ChHC with the American College of Financial Services.  She has over 20 years of experience in the insurance industry, in which she has hosted several workshops on Retirement Planning, Life Insurance and Risk Management. 

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