During that time, I was working with a Corporate 500 company and sold individual health and dental insurance plans. I was a Telephone Sales Representative and spoke with hundreds of prospects a week about their insurance/dental options. We covered deductibles, coinsurance, co-pays, prescriptions, in-networks, lifetime maximums, maternity care, you name it.
Health Insurance is such a vital factor in overall health and financial planning. An unexpected medical experience can cost upwards of hundreds of thousands of dollars. Not to mention the health conditions that can arise or worsen due to lack of medical attention. Health Insurance is there for us when we have a newborn, receive chemotherapy, mammogram, ambulance and flu shots, among other things. I have always enjoyed speaking with my clients and being able to offer them options to assist in their health and well being.
I must say, the conversation in this age of Affordable Care Act (ACA), Obamacare, Trumpcare, Repeal & Replace has changed all of that! I have delivered more 50%+ renewal increases in this last couple of weeks than I care to mention. I sit down with clients and am forced to share premiums with them that I don't believe I could afford. This may be the first time in my 19 years that I am truly ashamed and embarrassed by this business. The insurance industry has to do better in assuring that Americans have viable, affordable options for healthcare.
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