BIG OFFERS THE INSURANCE NEEDED TO SELL ON AMAZON

Commercial liability insurance will protect you from incidents resulting from the products you sell, and give you peace of mind while you focus on growing your business. Under section 9 of the Amazon Services Business Solutions Agreement, you are required to obtain and maintain commercial liability insurance within 30 days after exceeding $10,000 in gross proceeds in sales in one month on Amazon.com, or if otherwise requested by us.

You may purchase either commercial general, excess, or umbrella liability insurance. When you decide on an insurance, your policy should cover all products you list for sale on Amazon.

Insurance policy criteria

Your commercial liability insurance policy must meet all of the following criteria:

1. The insurance policy type can be either commercial general, umbrella, or excess liability and be occurrence based, except for certain product categories (see What if I cannot secure an occurrence-based policy for the products that I sell?);

2. The policy limit must be at least $1 million per occurrence and in aggregate, and cover liabilities caused by or occurring in conjunction with your business operations, including products, products/completed operations and bodily injury;

3. The deductible for any policy(ies) must not be greater than $10,000 and any deductible amount must be listed on the certificate(s) of insurance;

4. The policy must cover all sales from products you have listed on the Amazon website;

5. The policy must name "Amazon.com Services LLC and its affiliates and assignees" as additional insureds;

6. Your insured name must match the “legal entity” name you provided to Amazon (to view your legal entity name, see your Account Info);

8. Your insurance provider must have global claim handling capability and a financial rating of S&P A- and/or AM Best A- or better (if S&P or AM best is not valid or used in the country where you are required to obtain insurance, a local equivalent is allowed);

9. The policy must be completed in its entirety and signed; and

10. Your insurance provider must give Amazon at least 30 days’ notice of cancellation, modification or nonrenewal.

*Full requirements can be found  on Amazon Seller at

https://sellercentral.amazon.com/help/hub/reference/G200386300?ref=ag_G200386300_cont_521&locale=en_US&returnFromLogin=1&mons_sel_dir_mcid=amzn1.merchant.d.AAO2KVXNG7IY75EL7SMJDQ7EREQQ&mons_sel_mkid=ATVPDKIKX0DER&mons_sel_dir_paid=amzn1.pa.d.ADEL57SLG5HS76ELRQTPO4ZBXGGA

*Amazon Seller Central website 02/11/22
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